Case Studies

Real stories from buyers navigating various affordable housing schemes and mortgage challenges. Each article follows someone's journey through specific programmes and situations.

Applying for the Government's Mortgage Scheme: A Case Study

See how one family used government mortgage support to stay afloat after job loss and reduce their payments.

How I Found Low Income Housing: A Case Study

Sarah and John earned under £60,000 combined and qualified for affordable housing in a decent London location through a government scheme.

How I Got a Key Worker Mortgage: A Case Study

One firefighter's experience getting a key worker mortgage and how the scheme helped him buy a home on a modest salary.

I Applied for Shared Ownership: A Case Study

Jake applied for shared ownership on an £18,000 salary and got priority for new build apartments in London through his local authority scheme.

I Bought an Ex Council House: A Case Study

Jane and Steven found a bargain ex-council house in Leeds after initially dismissing the idea, here's what they learned.

I Cut My Spending to Afford a Mortgage: A Case Study

One man cut his spending to save a deposit and get approved for a mortgage on a modest income.

I Rented While Saving for a Property: A Case Study

How one woman rented while building a bigger down payment after her divorce left her with just £10,000.

Last Year I Could Get a Mortgage, Now I Can't: A Case Study

One borrower's mortgage was approved easily four years ago but rejected when it came time to refinance after rates changed.

My Experience of First Time Buyer Initiative: A Case Study

A teacher earning £19,000 shares how she used the government's First Time Buyer Initiative to afford her first home.

My Parents Helped Me Buy: A Case Study

How Sophie used her parents' help to buy a home without saving a large deposit herself.

Stuck with a Mortgage I Couldn't Afford: A Case Study

When your mortgage payments become unaffordable, selling isn't your only way out, here's what actually helped one family.