Finding Homes

Practical advice on locating and securing affordable housing through different routes. Articles cover auctions, housing associations, renting options, and property valuation factors.

A Landlord's Rights

Know what landlords are legally responsible for maintaining in a rental property and what tenants must handle themselves.

Are Housebuilders Offering Better First-time Buyer Deals?

First-time buyers with small deposits now have options through housebuilder mortgage schemes offering up to 95% loan-to-value deals.

Buying a Home at Auction

Foreclosed homes sold at auction happen when mortgage lenders reclaim properties from borrowers who can't keep up with payments.

Features That Add Value to Your Home

Simple home improvements like loft conversions and extra bathrooms can boost your property value by thousands without major renovation costs.

First Time Buyers' Options

First-time buyers can still get mortgages even with bad credit or no credit history, though you may pay higher rates.

Housing Association Properties

Housing associations are independent non-profit organisations that provide affordable housing with their own waiting lists and eligibility criteria.

Planning Ahead

Start saving and budgeting now if you want to buy a home and secure an affordable mortgage for your future.

Renting an Affordable Home

Renting a home might be your only option if you can't buy, but you need to understand the risks and what your tenancy agreement actually says.

Renting Out an Affordable Home

Help pay your new mortgage by renting out your old home and using rental income to cover costs.

The Legalities of Buying an Affordable Home

Understand the legal hurdles and costs involved when buying your first affordable home, from estate agents to solicitors.

The Right Location for a Home

Choosing where to buy means weighing up what matters most to you, since the cheapest areas might not fit your lifestyle or job.