Low Income Housing

It is unfortunate that many of us live on low incomes and have to support families, pay bills and generally live day by day on salaries that in some instances just exceed the national minimum. With this in mind it is difficult for those of us who want to have a home of our own to do so and instead we must look at either renting or buying low income housing.

In recent years low income housing has become something that many of us in the United Kingdom have aspired to; such housing may not necessarily be in prime locations but it is still much sought after.

What is Low Income Housing?

As the name suggests Low Income Housing is designed specifically for those individuals who have families and who fall into what is known as the ‘Low Income bracket’.

Low Income Housing can be flats or houses and can be situated in any locale, more often than not built upon Brownfield sites where previously economically viable premises may have stood such as factories, office blocks, etc.

Am I Eligible for Low Income Housing?

Many people are already in receipt of housing benefit from the government which assists with the paying of rent on council houses. This benefit is not money you will actually receive yourself but instead is paid directly to the council or housing association whose property you are currently inhabiting.

Housing benefit is paid to families on low incomes, single parents or individuals claiming other benefits which are paid to them if they cannot work.

If you are not in receipt of such benefit then you could qualify for Low Income Housing if you are a single parent or part of a partnership looking after children whilst out of work. The criteria is very much dependent on that set forth by your local authority so it is best to seek their advice.

What Happens if I am Eligible for Low Income Housing?

Depending on your circumstances the speed at which you are offered Low Income Housing will vary. If you are a single parent with a child then you may qualify for Low Income Housing faster than someone who, say, is simply unemployed. Likewise if you are homeless then you may qualify more quickly for such housing.

Your circumstances are – as we have already mentioned – most important and bring great relevance to the validity of your claim for Low Income Housing.

Where Might the Low Income Housing be Situated?

Again this is a question that only your local authority can answer. When you are offered a home on the Low Income Housing scheme you will be asked to view the property first and give your opinions on it. You can refuse any offer of housing that is made to you by your local authority or housing association but you should be aware that in doing so your position on the waiting list will change and you will most likely be dropped back down the list until another more suitable property becomes available.

It is important to remember that the locale of the property you have been offer is not necessarily the most important factor although if you are a single parent with no means of transport this can be an issue.

I want to Apply for Low Income Housing, What Should I Do First?

Initially you need to make sure you are eligible for Low Income Housing and the best way to do this is to approach your local authority. If you are in receipt of benefits – as we have already mentioned – you may be automatically eligible for Low Income Housing but it is always best to check. If you are in doubt you should speak to your local authority’s housing officer who will help you fill out the necessary paperwork or you can speak to your local Citizen’s Advice Bureau.