Affording a Mortgage

There are many different types of mortgage available but which one is right for you, and more importantly what can you afford? The Affording a Mortgage category gives advice on the different mortgage options, fees and charges, getting a deposit and how to get a mortgage with bad credit.

Below are our 17 articles in the affording a mortgage' category:

Affordability Calculators
With the traditional method of lending sometimes deemed too rigid lenders have developed affordability calculators to see what a borrower really can...
Are You Classed as a Key Worker?
Key workers are not just nurses and firefighters, there is a whole host of other professions that are classed as key workers. A key worker is...
Buying a Home with 100% Mortgage
There are those among us who would like to own their own home but cannot afford the deposit for a mortgage because of a low income or poor credit...
Can I Lower My Mortgage Payments?
If you’re finding your monthly mortgage payments are becoming too much to handle, don’t despair there are things you can do to lower...
Endowment Mortgages
What is an Endowment Mortgage? An endowment mortgage is different from an ordinary mortgage in that it does reduce the amount of your mortgage as...
Fees and Charges When Buying a Home
For those of us buying our first home it is worth remembering that there are additional charges and fees to be incurred when doing so. Many people...
Foreclosure on a Mortgage
This article looks at foreclosure and what happens if your mortgage lender decides to foreclose on your home. It also looks at what you can do to...
Getting a Deposit Together
When buying property you will be making two types of payment for the property purchase. There is the mortgage of course, the biggest sum that comes...
Getting a Mortgage With a Bad Credit History
There are many people in the United Kingdom – and indeed throughout the world – who suffer from adverse credit which means that when it comes to...
Joint Mortgages for Help With Buying a Home
Some individuals who want to buy a house cannot afford to do so by themselves so they apply for a joint mortgage with either a partner, a friend or a...
Mortgage Guarantors
What is a Guarantor Mortgage? With first-time buyers increasingly struggling to get on the housing ladder, would be buyers are turning to the...
Payment Protection
When paying a mortgage it is always a worth while idea to take into consideration what might happen if you find yourself out of work or unable to...
Self-Cert Mortgages
With house prices so high borrowers want to know they have every chance available to them to get their dream home. Self-cert mortgages help those who...
Traditional Methods of Lending
Mortgages, in one form or another have been around for centuries – after all it’s basically the idea of borrowing money to buy a house and paying...
Using a Financial Advisor
When buying a property it is important to have input from someone with experience in such matters and there is no one better qualified than a...
Ways to Help You Get a Mortgage
Applying for a mortgage is much like visiting a doctor, in order for them to give you the all clear you have to complete a health check first....
Will I Get Repossessed If I Can't Pay My Mortgage?
In recent years the UK economy has suffered a massive blow, a cocktail of rising unemployment and higher living costs has meant many homeowners...
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