Affording a Mortgage
There are many different types of mortgage available but which one is right for you, and more importantly what can you afford? The Affording a Mortgage category gives advice on the different mortgage options, fees and charges, getting a deposit and how to get a mortgage with bad credit.
Below are our 19 articles in the affording a mortgage' category:
With the traditional method of lending sometimes deemed too rigid lenders have developed affordability calculators to see what a borrower really can...
Key workers are not just nurses and firefighters, there is a whole host of other professions that are classed as key workers. A key worker is...
There are those among us who would like to own their own home but cannot afford the deposit for a mortgage because of a low income or poor credit...
If you’re finding your monthly mortgage payments are becoming too much to handle, don’t despair there are things you can do to lower...
What is an Endowment Mortgage?
An endowment mortgage is different from an ordinary mortgage in that it does reduce the amount of your mortgage as...
For those of us buying our first home it is worth remembering that there are additional charges and fees to be incurred when doing so. Many people...
This article looks at foreclosure and what happens if your mortgage lender decides to foreclose on your home. It also looks at what you can do to...
When buying property you will be making two types of payment for the property purchase. There is the mortgage of course, the biggest sum that comes...
There are many people in the United Kingdom – and indeed throughout the world – who suffer from adverse credit which means that when it comes to...
Some individuals who want to buy a house cannot afford to do so by themselves so they apply for a joint mortgage with either a partner, a friend or a...
What is a Guarantor Mortgage?
With first-time buyers increasingly struggling to get on the housing ladder, would be buyers are turning to the...
When paying a mortgage it is always a worth while idea to take into consideration what might happen if you find yourself out of work or unable to...
With house prices so high borrowers want to know they have every chance available to them to get their dream home. Self-cert mortgages help those who...
With increasing uncertainty looming over the Bank’s base rate, mortgage lenders have decided to take a gamble and an increasing number of them are...
Mortgages, in one form or another have been around for centuries – after all it’s basically the idea of borrowing money to buy a house and paying...
When buying a property it is important to have input from someone with experience in such matters and there is no one better qualified than a...
Applying for a mortgage is much like visiting a doctor, in order for them to give you the all clear you have to complete a health check first....
As mortgage lenders increasingly cut back on the amount of money they are willing to lend to prospective house buyers the need to raise a deposit...
In recent years the UK economy has suffered a massive blow, a cocktail of rising unemployment and higher living costs has meant many homeowners...
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